Legal

Legal notice & privacy policy

Legal information about the publisher and the protection of your data.

Site publisher

This website is published by PICARD CREDIT SOLUTIONS, a French single-shareholder simplified joint-stock company (SASU) with share capital of €5,000, registered with the Versailles Trade and Companies Register under SIREN 802 245 225, with its registered office at 5 Rue Neuve Notre-Dame, 78000 Versailles, France. Chair: GROUPE SP (SIREN 889 545 232). Activity: Banking operations brokerage (NAF 66.19B).

Registration and regulation

Picard Credit Solutions is registered with ORIAS under number 14003910 (www.orias.fr) as a Banking Operations and Payment Services Broker (COBSP). The activity is supervised by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) – Banque de France – 4 Place de Budapest, CS 92459, 75436 Paris Cedex 09.

Hosting

The site is hosted within the European Union on a secure cloud infrastructure. Data is transmitted over HTTPS and encrypted at rest.

Intellectual property

All elements of the website (texts, graphics, logo, trade name) are the exclusive property of Picard Credit Solutions or its partners. Any reproduction, even partial, is prohibited without prior written authorisation.

Privacy policy (GDPR)

In accordance with Regulation (EU) 2016/679 (GDPR) and the amended French Data Protection Act, you are entitled to access, rectify, erase, restrict, object to and port your data. Data collected through the forms is used exclusively to process your credit application or to respond to your message. It is retained for as long as necessary and then archived or deleted in accordance with legal obligations.

Exercising your rights

To exercise your rights, please contact us at our registered office (5 Rue Neuve Notre-Dame, 78000 Versailles) or via the Contact page. You may also lodge a complaint with the CNIL (www.cnil.fr).

Cookies

This site uses only functional cookies strictly necessary for navigation. No advertising-profiling cookies are placed without your consent.

Consumer mediation

Should a dispute remain unresolved amicably, you may refer the matter free of charge to the competent consumer mediator for banking operations brokerage.

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